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Our Home Buying Services for Charlotte Metro Home Buyers
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Receive up to $3,000.00 in FREE money towards the purchase of your next home through the "BUYERS PASSPORT EXPRESS" program! Call (704) 968-6771 or e-mail Linda@HousesGalore.net for more details!
Congratulations! You have decided to purchase a home, or are thinking about buying one. You'll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family. When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours. Over time, your home will increase in value.
We take the buying process as seriously as our buyers do, therefore we offer nothing but the highest quality of service to our clients. When you decide to purchase your home, make sure you hire someone whom you can trust and someone who wants to earn your business. Buying your home is one of the most important purchases you will make, so make sure you have the right agent who can provide you with the experience and the service you deserve.
Here are some of the steps I will take to find your perfect home:
Determine Your Wants and Needs
This is the single most important step. By asking you a series of questions I will establish what you are looking for. My goal is to not waste your time by looking at properties that are not in your price range or homes that don't meet you needs. Throughout the buying process I will maintain your confidentiality and represent your best interests.
Help You Get Pre-Qualified
This step will show you how much you can afford. This is accomplished by speaking with your financial institution and establishing what monthly payments you will be comfortable with.
Home Shopping
We will use every available method to locate a property that matches your search parameters. This will include properties listed with our office, offered through other real estate companies, as well as unlisted properties. We will disclose all known facts about the property that are likely to affect your decision. When we find the home that meets your criteria, I will assist you in writing an offer and act as a liason between you and the seller.
In the following reports, you'll find the information you need to make a wise buying decision. We'll take you through the planning process step-by-step , to help you determine which home is right for you. You'll find a host of informative articles on mortgages, viewing homes, the offer, closing details and moving.
Please contact me if you have any questions about buying a home in the metro Charlotte area or elsewhere in North Carolina.
NOTE: By submitting this form with your telephone number you are consenting for Linda Mutzig and all authorized representatives to contact you even if your name is on the Federal "Do not call List"
Thank you for submitting your information. We will be in contact with you by phone or email.
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How Not To Pay Too Much For Your Home
This article helps you become a savvy buyer, by pointing out some of the pitfalls inherent in the home-buying process.
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A Smooth Home Purchase in Six Steps
Buying a home can be an emotional, time-consuming, and complex process. There are a few things that you can do to help make the process go as smooth as possible
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How FHA and VA Loans Affect Your Offer
This article discusses the extra seller costs FHA and VA loans require and VA and FHA appraisals which are more detailed and therefore more costly.
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Selecting Service Providers
Selecting an independent third party escrow/settlement agent, termite and pest inspector and title insurance provider is discussed.
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Home Ownership Advantages
To buy or rent? That is the dilemma facing many potential homeowners today. It seems that buying a home is more costly - and time demanding - that renting a home. However, if you can comfortably afford to do so, and you have plans to stay at your location for a while, buying a home has significant advantages.
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Negotiating Guidelines
The ability to negotiate successfully is crucial not only for successful real estate transactions, but also for daily life events in general. When negotiating, keep these rules in mind.
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Avoid The Most Common Buyer Errors
Some buyers, however, caught up in the excitement of buying a new home tend to overlook some items. When you have a systematic plan before you shop, you’ll be sure to avoid these costly errors. Here are some tips on making the most of your home purchase.
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Buying Your First Home?
Many renters are starting to think about purchasing a home of their own. This article highlights several factors that should be considered when purchasing a home.
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How Financing Details Affect Your Offer
Down payment, interest rates, closing costs, financing incentives, seller financing, and cash offers are discussed in this informative article.
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Don't Buy a Car - or Did You Already Buy One
This article explains how buying a new/different car can affect your debt to income ratios and prevent you from qualifying for a mortgage.
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The Business Cycle and Buying a Home
There are times when the economy is brisk and everyone feels confident about his or her prospects for the future. As a result, they spend money and…they buy new homes. This article discusses how supply and demand affects the market and why you should not wait...especially when you are a first time buyer.
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Benefits of Owning Your Own Home
Benefits include income tax savings, stable monthly housing costs, forced savings, freedom and individualism and more space.
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Other Things to Avoid Before Purchasing a Home
The ramifications of moving around, making a major purchase or changing jobs are explained.
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Offering to Purchase Real Estate- the Basics
Learn the basics of how to write an offer to purchase real estate, what a contingency is, why you need earnest money and a definite closing date on the offer and when possession transfers when you request this document.
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Writing an Offer - Safeguards Regarding the Property
What disclosures you need from the seller, required property conditions, getting an inspection, and having a final walk through are discussed at length in the article.
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Comparable Sales and Your Offer Price
When you prepare an offer to purchase a home, you already know the seller’s asking price but what should you offer? Find out how to use comparable sales to determine your offer price.
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Major Factors Influencing your Offer Price
This article details how property condition, home improvements, market conditions, seller motivation, and comparable sales infomation affect your offer.
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